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hometown heroes occupation list

Eligible Occupations

Hometown Heroes Occupation List

The Hometown Heroes Occupation list to be eligible for the Florida Hometown Heroes Program are listed below.  There are two list of approved occupations.  The first list is for all approved occupations and the second list is for those positions that require a license or certification for the Florida Hometown Heroes Program. Please reference and request certification or license as indicated with each eligible occupation for the Hometown Heroes Program in Florida.  You must get certified by taking a homebuying education course.


Effective July 1st, 2024 – ALL Occupations in Florida Qualify. 

You must work a Full Time position for a Florida Employer

Effective July 1, 2023, the Hometown Heroes Program in Florida recognizes specific eligible occupations for individuals seeking assistance in achieving homeownership. This program, supported by the Florida legislature, aims to provide a helping hand to hometown heroes who contribute significantly to their communities. Eligible occupations include healthcare professionals, first responders, educators, and other essential service providers. To qualify, individuals must demonstrate their intention to make the purchased property their primary residence. The Hometown Heroes Program offers various payment assistance programs to facilitate homeownership, ensuring that these deserving individuals can establish a stable and secure foundation in their communities.  It is now open to all employees in Florida who work full time and was an employee in the state in 2022 prior to the program launch.

Eligible Occupations For Florida Hometown Heroes loan Program

Down Payment Assistance Course

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You Must Complete An Approved Course to Receive Funding. Get A Bonus Course Free When You Sign-Up. "First Time Homebuyer University" Sign-Up Now to Get Funding.

We have access to over 2,000 down payment assistance programs for home buyers

We are privileged to work with home buyers to help them achieve the American Dream of Home Ownership with Down Payment Assistance.  Learn more about our Hometown Heroes Program.

  •  Access to over 2,000 Down Payment Assistance Programs
     Hundreds of Millions Available for Home Buyers
     You Don’t have to be a 1st Time Home Buyer for some programs
hometown heroes eligible occupations

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Qualifying Occupations
911 Public Safety Communicator
Active Duty Military Personnel
Adult Protective Services Enforcement (DCF)
Advanced Practice Registered Nurse (APRN)
Anesthesiologist Assistant
Assistant Public Defender
Assistant State Attorney
Assisted Living Facility (ALF) Administrator
Athletic Trainer
Basic X-Ray Machine Operator (Radiologic)
Blood Gas Analyst (Laboratory)
Career Specialist (Educator)
Child Protective Services Enforcement (DCF)
Childcare Instructor
Childcare Operator
Chiropractic Physician
Chiropractic Physician’s Assistant
Classroom Teacher (K-12 ONLY)
Clinical Nurse Specialist
Clinical Social Worker
Correction Officer
Correctional Probation Officer
Dental Assistant
Dental Hygienist
Dietetic Technician
Emergency Medical Technician (EMT)
Federal Sworn Law Enforcement
General Radiographer (Radiologic)
Qualifying Occupations
Genetic Counselor
Hearing Aid Specialist
Hearing Aid Specialist Trainee
Home Health Aide
Juvenile Detention Officer
Juvenile Probation Officer
Laboratory Director Laboratory Supervisor
Laboratory Technologist
Laboratory Testing Physician
Librarian/Media Specialist (Educator)
Marriage & Family Therapist
Massage Therapist
Medical Assistant
Medical Physicist
Mental Health Counselor
Naturopathic Physician
Nuclear Pharmacist
Nurse Anesthetist
Nurse Midwife
Nursing Assistant (CNA)
Nursing Home Administrator
Nutrition Counselor
Occupational Therapist
Occupational Therapist Aide
Occupational Therapist Assistant
Orthotic Fitter
Orthotic Fitter Assistant
Osteopathic Physician
Pharmacy Technician
Qualifying Occupations
Physical Therapist
Physical Therapist Assistant
Physician Assistant
Podiatric Physician
Podiatric X-Ray Assistant
Practical Nurse (LPN)
Prosthetist Orthotist
Radiologic Specialty Technologist
Radiologic Technologist
Radiology Assistant
Registered Dietician or Nutritionist
Registered Nurse (RN)
Registered Nurse Anesthetist
Registered Respiratory Therapist
Respiratory Care Practitioner
Respiratory Therapist
School Counselor
School Psychologist
Social Worker
Specialty Technologist (Radiologic)
Speech Language Audiologist
Speech Language Audiologist Assistant
Speech Language Pathologist
Speech Language Pathology Assistant
Sworn Law Enforcement Officer
Veteran – Surviving Spouse of Veteran
Veterinarian Assistant
Veterinarian Technician

Florida Hometown Heroes Program: The Complete Guide

As of July 1st, 2023, the Hometown Heroes Program in Florida, administered by the Florida Housing Finance Corporation, offers significant benefits to eligible individuals in specific occupations. The program recognizes the invaluable contributions made by hometown heroes and aims to assist them in achieving their dream of homeownership. Eligible occupations for the Hometown Heroes Program include a wide range of professions, including but not limited to healthcare providers, first responders, educators, and those pursuing hometown pharmacy careers. The program offers favorable terms, such as a first mortgage loan amount that helps hometown heroes secure affordable financing options. Through the Mortgage Loan Live Local Act, the Hometown Heroes Program supports these eligible occupations and enables them to establish strong roots within their communities by becoming homeowners.  Income limits are based on the county the property is purchase and the maximum loan amount.  Apply Now.

FL Hometown Heroes First Mortgage Programs

FL Housing offers three government and two conventional loan programs that eligible workers can qualify for through the Hometown Heroes Housing Program. Here is an overview of the various mortgage products available in the Hometown Heroes Program:

  • The Florida First Heroes (FL First) – Under this program, prospective homebuyers can qualify for 30-year, fixed-rate, FHA, USDA-RD, or VA mortgage loans. Borrowers who qualify for this first mortgage program are automatically eligible to receive

Who Can Qualify For FL Housing Hometown Heroes First Mortgage?

As highlighted at the outset, the Hometown Heroes Housing Program is designed to help frontline workers secure home financing assistance through various first mortgage programs and down payment and closing cost assistance via second mortgages.

Here is a breakdown of some of the occupations that are eligible for this program

  • Law Enforcement Officers

  • Certified Correction Officers

  • Correctional Probation Officers

  • Juvenile Probation Officers

  • Juvenile Detention Officers

  • Firefighters

  • Certified Emergency Medical Technicians

  • Certified Paramedics

  • Classroom Teachers

  • Career Specialists

  • Librarians

  • Social Workers

  • School Psychologists

  • School Counselors

  • Registered Nurses

  • Licensed Practical Nurses

  • Massage Therapists

  • Opticians

  • Psychologists

  • Veterinarians

  • Active Military personnel

  • Veterans

  • Dieticians/ Nutritionists

  • Dentists

  • Physicians and Physician Assistants

  • Pharmacists

  • Athletic Trainers

Occupations Requiring A License or Certification

  • 911 Public Safety Communicator
  • Acupuncturist
  • Advanced Practice Registered nurse (APRN)
  • Anesthesiologist
  • Anesthesiologist Assistant
  • Athletic Trainer
  • Blood Gas Analyst
  • Career Specialist
  • Certified Basic X-Ray Machine Operator
  • Certified Chiropractic Physician’s Assistant
  • Certified Emergency Technician (EMT)
  • Certified General Radiographer
  • Certified Medical Assistant
  • Certified Nurse Midwife
  • Certified Nursing Assistant (CNA)
  • Certified Optometrist
  • Certified Paramedic
  • Certified Podiatric X-Ray assistant
  • Certified Radiologic Technologist
  • Certified Radiology Assistant
  • Certified Registered Nurse Anesthetist
  • Certified Respiratory Therapist
  • Childcare Instructor -Provide Employer’s License
  • Chiropractic Physician
  • Classroom Teacher
  • Clinical Laboratory Director
  • Clinical Laboratory Supervisor
  • Clinical Social Worker
  • Dental Hygienist
  • Dentist
  • Electrologist
  • Firefighter
  • Florida Certified Correction Officer
  • Florida Correctional Probation Officer
  • Florida Sworn Law Enforcement Officer
  • Genetic Counselor
  • Hearing Aid Specialist
  • Home Health Aide – Provide Employer’s License
  • Laboratory Testing Technician
  • Librarian/Media Specialist
  • Licensed Dietician or Nutritioinist
  • Licensed Medical Physicist
  • Licensed Nutrition Counselor
  • Licensed or Registered Childcare Operator
  • Licensed Practical Nurse (LPN)
  • Marriage & Family Therapist
  • Massage Therapist
  • Mental Health Counselor
  • Naturopathic Physician
  • Nuclear Pharmacist
  • Occupational Therapist
  • Occupational Therapist Assistant
  • Optician
  • Optician Apprentice
  • Orthotic Fitter Assistant
  • Orthotist
  • Osteopathic Physician Pedorthist
  • Pharmacist
  • Pharmacy Technician
  • Phlebotomist – Provide proof of completed accredited course
  • Physical Therapist
  • Physical Therapist Assistant
  • Physician
  • Physician Assistant
  • Podiatric Physician
  • Prosthetist
  • Prosthetist Orthotist
  • Psychiatrist
  • Psychologist
  • Registered Dietician or Nutritionist
  • Registered Nurse (RN)
  • Registered Respiratory Therapist
  • School Counselor
  • School Psychologist
  • Social Worker
  • Specialty Technologist
  • Speech Language Pathologist or Audiologist
  • Speech Language Pathologist or Audiologist Assistant
  • Veterinarian
  •  ..

Hometown Heroes Occupation List Maximum Income Guidelines

CountyFHA, VA, HTH Income Limits (Not USDA-RD)USDA-RD HTH Income Limits 1 -4 Persons HHUSDA-RD HTH Income Limits 5+ Persons HHFHA HTH Loan LimitsApply Now!
Alachua$142.950$110,650$146,050$498,257Down payment programs
Baker$132,900$110,650$146,050$564,650Down payment programs
Bay$132,900$110,650$146,050$498,257Down payment programs
Bradford$132,900$110,650$146,050$498,257Down payment programs
Brevard$141,900$110,650$146,050$498,257Down payment programs
Broward$158,400$110,650$146,050$621,000Down payment programs
Calhoun$132,900$110,650$146,050$498,257Down payment programs
Charlotte$132,900$110,650$146,050$498,257Down payment programs
Citrus$132,900$110,650$146,050$498,257Down payment programs
Clay$145,950$110,650$146,050$564,650Down payment programs
Collier$156,450$114,800$151,550$730,650Down payment programs
Columbia$132,900$110,650$146,050$498,257Down payment programs
De Soto$132,900$110,650$146,050$498,257Down payment programs
Dixie$132,900$110,650$146,050$498,257Down payment programs
Duval$132,900$110,650$146,050$564,650Down payment programs
Flagler$132,900$110,650$146,050$498,257Down payment programs
Franklin$128,250$103,500$136,600$472,030Down payment programs
Gadsden$129,000$103,500$136,600$472,030Down payment programs
Gilchrist$130,050$103,500$136,600$472,030Down payment programs
Glades$128,250$103,500$136,600$472,030Down payment programs
Gulf$128,250$103,500$136,600$472,030Down payment programs
Hamilton$128,250$103,500$136,600$472,030Down payment programs
Hardee$128,250$103,500$136,600$472,030Down payment programs
Hendry$128,250$103,500$136,600$472,030Down payment programs
Hernando$130,350$103,500$136,600$472,030Down payment programs
Highlands$128,250$103,500$136,600$472,030Down payment programs
Hillsborough$130,350$103,500$136,600$472,030Down payment programs
Holmes$128,250$103,500$136,600$472,030Down payment programs
Indian River$128,250$103,500$136,600$472,030Down payment programs
Jackson$128,250$103,500$136,600$472,030Down payment programs
Jefferson$129,000$103,500$136,600$472,030Down payment programs
Lafayette$128,250$103,500$136,600$472,030Down payment programs
Lake$131,700$103,500$136,600$472,030Down payment programs
Lee$128,250$103,500$136,600$472,030Down payment programs
Leon$129,000$103,500$136,600$472,030Down payment programs
Levy$128,250$103,500$136,600$472,030Down payment programs
Liberty$128,250$103,500$136,600$472,030Down payment programs
Madison$128,250$103,500$136,600$472,030Down payment programs
Manatee$137,100$103,500$136,600$506,000Down payment programs
Marion$128,250$103,500$136,600$472,030Down payment programs
Martin$128,250$103,500$136,600$500,250Down payment programs
Miami-Dade$154,800$112,150$148,050$557,750Down payment programs
Monroe$162,750$117,900$155,650$874,000Down payment programs
Nassau$132,750$103,500$136,600$526,700Down payment programs
Okaloosa$139,650$103,500$136,600$603,750Down payment programs
Okeechobee$128,250$103,500$136,600$472,030Down payment programs
Orange$131,700$103,500$136,600$472,030Down payment programs
Osceola$131,700$103,500$136,600$472,030Down payment programs
Palm Beach$146,100$105,800$139,650$557,750Down payment programs
Pasco$130,350$103,500$136,600$472,030Down payment programs
Pinellas$130,350$103,500$136,600$472,030Down payment programs
Polk$128,250$103,500$136,600$472,030Down payment programs
Putnam $128,250$103,500$136,600$472,030Down payment programs
Santa Rosa$128,250$103,500$136,600$472,030Down payment programs
Sarasota$137,100$103,500$136,600$506,000Down payment programs
Seminole$131,700$103,500$136,600$472,030Down payment programs
St. Johns$132,750$103,500$136,600$526,700Down payment programs
St. Lucie$128,250$103,500$136,600$500,250Down payment programs
Sumter$128,250$103,500$136,600$472,030Down payment programs
Suwanee$128,250$103,500$136,600$472,030Down payment programs
Taylor$128,250$103,500$136,600$472,030Down payment programs
Union$128,250$103,500$136,600$472,030Down payment programs
Volusia$128,250$103,500$136,600$472,030Down payment programs
Wakulla$128,250$103,500$136,600$472,030Down payment programs
Walton$128,250$103,500$136,600$472,030Down payment programs
Washington$128,250$103,500$136,600$472,030Down payment programs

The Hometown Heroes Housing Program, which the Florida Housing and Finance Corporation administers (FL Housing), will be available to Floridians, including firefighters, educators, law enforcement officers, childcare professionals, healthcare workers, and active servicemen and women, veterans, and other essential workers.

Florida’s median house prices have increased by more than 58 percent over the past six years. Despite this significant growth, household incomes have stagnated, making it difficult for most people to keep up with the rising property prices. As Florida’s housing crisis worsens, many critical workers such as teachers, nurses, and police officers find it difficult to purchase a house. Fortunately, the introduction of the Florida Hometown Heroes Housing Program is projected to offer relief to these heroes by allowing income-qualified professionals in these frontline workers to secure zero-interest loans and down payments and closing cost assistance through affordable second mortgages.

In this guide, we explore the features of the Hometown Hero Housing Program, including the home loan products available, the occupations that qualify, and other eligibility requirements. Read on to find out more about this groundbreaking program.

The Home Town Heroes Program is a beneficial initiative designed to support essential workers in Florida. The hometown heroes program Florida 2024 requirements and qualifications are detailed in the latest hometown heroes flyer. This flyer provides comprehensive information about the program’s benefits, including providing zero interest loans to eligible individuals. The hometown heroes program 2024 aims to assist those employed by a Florida based employer, offering financial support and homebuying assistance. For those wondering what is hometown heroes program, it is a state-backed initiative to help essential workers achieve homeownership with favorable terms and support.